This calculator provides estimates for educational and informational purposes only. It does not constitute financial, investment, legal, accounting, or tax advice. Results are based on the assumptions and information entered and may differ materially from actual outcomes.
No tax benefit is assumed. Points may be deductible in the year paid on a purchase, or spread over the loan's life on a refinance, and only if you itemise. A tax professional can say whether it applies to you.
Free calculator by SmartFinClub · Open the full version with charts, FAQ and explanations · Estimates for education only, not financial advice. See the Financial Disclaimer.