Tax & Income

Hourly to Salary Converter

Turn an hourly rate into a yearly salary, or a salary into what you really earn per hour, and see every pay period before and after tax. Useful for comparing job offers, pay raises and contract rates.

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Important: this is an estimate, not advice

This calculator provides estimates for educational and informational purposes only. It does not constitute financial, investment, legal, accounting, or tax advice. Results are based on the assumptions and information entered and may differ materially from actual outcomes. Tax rules and financial regulations can change. Consult an appropriately qualified professional for advice specific to your situation.

This calculates federal tax and FICA precisely. State and local income tax, and tax credits such as the child tax credit or EITC, are not modelled by default — see the Assumptions section below.

  • Works both ways: hourly to salary, or salary to hourly.
  • Shows hourly, weekly, biweekly, semimonthly, monthly and annual pay side by side.
  • Handles unpaid weeks and overtime at time-and-a-half or any multiplier.
  • Estimates take-home pay with the 2026 federal brackets and Social Security and Medicare.

How to use this calculator

Choose whether you're starting from an hourly rate or an annual salary, then enter your usual hours per week and paid weeks per year (52 if your vacation and holidays are paid). Pick a filing status to see take-home pay. Open Advanced to add overtime or a flat state and local tax rate.

The conversion formulas

Annual pay = hourly rate × hours per week × paid weeks per year
Hourly rate = annual salary ÷ (hours per week × paid weeks per year)
Overtime pay = hourly rate × multiplier × overtime hours per week × weeks
Monthly = annual ÷ 12   Biweekly = annual ÷ 26   Semimonthly = annual ÷ 24

A standard full-time year is 40 hours × 52 weeks = 2,080 paid hours. That gives two quick rules of thumb: each $1 an hour is worth about $2,080 a year, and a salary divided by 2,080 (or roughly halved, then read in thousands) is its hourly rate.

Take-home pay subtracts federal income tax from the 2026 brackets after the standard deduction, plus Social Security (6.2% up to the annual wage base) and Medicare (1.45%, with an extra 0.9% on high wages).

A worked example

$25 an hour at 40 hours a week for 52 weeks is $25 × 2,080 = $52,000 a year: $4,333.33 a month, $2,000 every two weeks, or $1,000 a week. For a single filer in 2026, federal income tax is about $4,060 and Social Security and Medicare about $3,978, leaving roughly $43,962 of take-home pay, or about $21.14 for every hour worked before any state tax.

Going the other way, a $60,000 salary over 2,080 hours works out to $28.85 an hour.

Comparing an hourly job with a salaried one

Put both offers on the same footing. An hourly job with paid overtime can beat a higher salary if you regularly work more than 40 hours, because salaried (exempt) employees usually aren't paid for the extra time. Divide a salary by the hours you'll actually work, not the nominal 40, to find its true hourly rate. Then compare benefits: employer health coverage, 401(k) match and paid time off can be worth thousands a year on top of the wage.

Assumptions and limitations

  • Take-home pay is federal income tax and FICA only, using the standard deduction with no credits or pretax benefits; any state and local rate you enter is applied as a flat percentage.
  • Overtime is paid at the multiplier entered; under federal law non-exempt employees earn at least 1.5× for hours over 40 in a workweek.
  • Bonuses, tips, commissions and shift differentials are not included.
  • Uses 2026 federal figures. For payroll-exact numbers with 401(k) and health deductions, use the Take-Home Pay Calculator.

Common mistakes

Multiplying an hourly rate by 2,000 or 2,080 when some weeks are unpaid. Comparing a salary to an hourly wage without counting the overtime the hourly job pays. Assuming a biweekly check is half a monthly one (there are 26 biweekly paychecks, so each is about 7.7% smaller than half a month's pay). And forgetting that taxes take a bigger share of each extra dollar than of the first.

Frequently asked questions

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